Tech companies, politics and society have an interest in the success of the AI revolution. The best conditions for commercial success. And the first productivity gains are already visible.

Investors in Germany have a wide range of options for participating in the capital market. We present behaviors that facilitate decision-making and participation.

Compared to the USA, private households in Germany save almost twice as much of their disposable income. Unfortunately, we make little of it: German pensioners are poorer than American pensioners.

Behavioural psychology shows: Satisfactory capital investment depends on the investor's individual goals and risk appetite. Good routines support the accumulation of wealth.

Company pension schemes enable employees to maintain their standard of living in old age. The associated capital investment should be based on tangible assets.

Inheritances create financial freedom. At the same time, they can trigger feelings of guilt and even identity crises. Seeing inheritance as a process rather than an event reduces the risk.