07.12.2018 - Studies

Why Germans do not save correctly

by Marius Kleinheyer


German investors have a disastrous preference for nominal values, which has not changed significantly in the tenth year of the low interest rate policy. A large survey carried out in cooperation with GfK wants to know exactly.

German private investors have a disastrous preference for nominal values, which has not changed significantly in the tenth year of the low interest rate policy. The majority association of risk in investments with volatility fits in well with this. Paradoxically, there is the expectation of an annual return of more than 2 percent or even more than 3 percent and of an increased inflation. This can only be explained by a lack of knowledge about fundamental interrelationships on the financial market. The German investor has not only a problem of implementation but above all a problem of knowledge.

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